\u00dcmumilikd\u0259 \u00f6lk\u0259mizd\u0259 S\u0131\u011fortal\u0131 il\u0259 s\u0131\u011forta\u00e7\u0131 aras\u0131ndak\u0131 m\u00fcnasib\u0259tl\u0259ri t\u0259nziml\u0259y\u0259n\u00a0 n\u0259zar\u0259t qurumu Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131d\u0131r.<\/p>\n

Az\u0259rbaycan Respublikas\u0131 Prezidentinin 3 fevral 2016-c\u0131 il tarixli, 760 n\u00f6mr\u0259li F\u0259rman\u0131na uy\u011fun olaraq, qiym\u0259tli ka\u011f\u0131zlar bazar\u0131, investisiya fondlar\u0131, s\u0131\u011forta, kredit t\u0259\u015fkilatlar\u0131 (bank, bank olmayan kredit t\u0259\u015fkilatlar\u0131 v\u0259 po\u00e7t rabit\u0259sinin operatoru) v\u0259 \u00f6d\u0259ni\u015f sisteml\u0259ri f\u0259aliyy\u0259tinin lisenziyala\u015fd\u0131r\u0131lmas\u0131, t\u0259nziml\u0259nm\u0259si v\u0259 n\u0259zar\u0259ti, habel\u0259 cinay\u0259t yolu il\u0259 \u0259ld\u0259 edilmi\u015f pul v\u0259saitl\u0259rinin v\u0259 ya dig\u0259r \u0259mlak\u0131n leqalla\u015fd\u0131r\u0131lmas\u0131, terror\u00e7ulu\u011fun maliyy\u0259l\u0259\u015fdirilm\u0259sinin qar\u015f\u0131s\u0131n\u0131n al\u0131nmas\u0131 sah\u0259sind\u0259 n\u0259zar\u0259t sisteminin t\u0259kmill\u0259\u015fdirilm\u0259sini, h\u0259m\u00e7inin bu sah\u0259l\u0259r \u00fczr\u0259 n\u0259zar\u0259t sisteminin \u015f\u0259ffafl\u0131\u011f\u0131n\u0131 v\u0259 \u00e7evikliyini t\u0259min etm\u0259k m\u0259qs\u0259di il\u0259 Az\u0259rbaycan Respublikas\u0131n\u0131n Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131 publik h\u00fcquqi \u015f\u0259xs<\/strong> yarad\u0131lm\u0131\u015fd\u0131r.<\/p>\n

Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131 maliyy\u0259 bazarlar\u0131n\u0131n f\u0259aliyy\u0259tinin s\u0259m\u0259r\u0259li \u015f\u0259kild\u0259 t\u0259min olunmas\u0131, el\u0259c\u0259 d\u0259 kreditorlar\u0131n, investorlar\u0131n v\u0259 s\u0131\u011forta olunanlar\u0131n h\u00fcquqlar\u0131n\u0131n qorunmas\u0131 imkan\u0131 ver\u0259n ilk publik h\u00fcquqi \u015f\u0259xs statuslu qurumdur.<\/p>\n

D\u00fcnya iqtisadiyyat\u0131n\u0131n t\u0259rkib hiss\u0259si olan \u00f6lk\u0259mizin qlobal iqtisadi arenada ba\u015f ver\u0259n prosesl\u0259r\u0259 \u00e7evik reaksiya verm\u0259si Az\u0259rbaycan iqtisadiyyat\u0131 qar\u015f\u0131s\u0131nda maliyy\u0259 sektorunun dayan\u0131ql\u0131\u011f\u0131n\u0131 t\u0259min etm\u0259k v\u0259 bu sah\u0259d\u0259 n\u0259zar\u0259t t\u0259dbirl\u0259rini g\u00fccl\u0259ndirm\u0259k kimi tap\u015f\u0131r\u0131qlar qoymu\u015fdur.<\/p>\n

\u00d6lk\u0259nin qiym\u0259tli ka\u011f\u0131zlar bazar\u0131n\u0131n, investisiya fondu, bank v\u0259 s\u0131\u011forta f\u0259aliyy\u0259ti sah\u0259l\u0259rinin, habel\u0259 \u00f6d\u0259ni\u015f sisteml\u0259rinin \u00e7evikliyinin v\u0259 \u015f\u0259ffafl\u0131\u011f\u0131n\u0131n t\u0259min olunmas\u0131, eyni zamanda bu sah\u0259l\u0259rd\u0259 t\u0259nziml\u0259m\u0259 v\u0259 n\u0259zar\u0259t sisteminin t\u0259kmill\u0259\u015fdirilm\u0259si h\u0259min tap\u015f\u0131r\u0131qlar\u0131n t\u0259rkib hiss\u0259sidir.<\/p>\n

<\/p>\n

 <\/p>\n

K\u00f6n\u00fcll\u00fc(kasko) s\u0131\u011forta <\/strong>s\u0131\u011forta\u00e7\u0131 il\u0259 s\u0131\u011fortal\u0131 aras\u0131nda m\u00fcqavil\u0259 \u0259sas\u0131nda h\u0259yata ke\u00e7irilir. S\u0131\u011fortan\u0131n apar\u0131lmas\u0131n\u0131n \u00fcmumi \u015f\u0259rtl\u0259rini v\u0259 qaydalar\u0131n\u0131 m\u00fc\u0259yy\u0259n ed\u0259n k\u00f6n\u00fcll\u00fc s\u0131\u011forta qaydas\u0131 s\u0131\u011forta\u00e7\u0131 t\u0259r\u0259find\u0259n m\u00fcst\u0259qil m\u00fc\u0259yy\u0259n olunur. S\u0131\u011fortan\u0131n konkret \u015f\u0259rtl\u0259ri s\u0131\u011forta m\u00fcqavil\u0259sinin ba\u011flanmas\u0131 zaman\u0131 m\u00fc\u0259yy\u0259n olunur.<\/p>\n

<\/p>\n

\u00a0\u0130cbari (M\u0259cburi) s\u0131\u011forta<\/strong> qanunun q\u00fcvv\u0259si il\u0259 h\u0259yata ke\u00e7iril\u0259n s\u0131\u011fortad\u0131r. M\u0259cburi s\u0131\u011f\u043ert\u0430 d\u00f6vl\u0259t t\u0259r\u0259find\u0259n q\u0430nunv\u0435ricili\u043a \u0259s\u0430s\u0131nd\u0430 h\u0259y\u0430t\u0430 \u043a\u0435\u00e7irilm\u0259\u043al\u0259 c\u0259miyy\u0259tin m\u0430r\u0430ql\u0430r\u0131n\u0131n t\u0259min \u0435dilm\u0259si \u00fc\u00e7\u00fcn h\u00fcquqi v\u0259 fizi\u043ai \u015f\u0259\u0445sl\u0259rin s\u0131\u011f\u043ert\u0430 \u0435dilm\u0259sidir. Bu m\u00fcvafiq s\u0131\u011fortalanm\u0131\u015f qruplar\u0131n q\u0259ti m\u00fc\u0259yy\u0259n olunmu\u015f s\u0131\u011forta \u00f6d\u0259ni\u015finin h\u0259yata ke\u00e7irilm\u0259si dem\u0259kdir. Y\u0259ni maddi z\u0259r\u0259rl\u0259rin \u00f6d\u0259nilm\u0259si v\u0259 yaxud dig\u0259r pul yard\u0131m\u0131 g\u00f6st\u0259rilm\u0259si laz\u0131m g\u0259ldikd\u0259 bu, t\u0259kc\u0259 konkret z\u0259r\u0259r\u00e7\u0259k\u0259nin mara\u011f\u0131na deyil, ictimai mara\u011fa da xidm\u0259t edir. Ba\u015fqa s\u00f6zl\u0259 des\u0259k, s\u0131\u011fortan\u0131n m\u0259cburi formas\u0131 s\u0131\u011forta\u00e7\u0131n\u0131 m\u00fcdafi\u0259 edir. Ona g\u00f6r\u0259d\u0259 sosial s\u0131\u011forta, h\u0259rbi xidm\u0259t\u00e7il\u0259rin s\u0131\u011fortas\u0131 v\u0259 dig\u0259r bir ne\u00e7\u0259 s\u0131\u011forta formas\u0131 bizim \u00f6lk\u0259d\u0259 m\u0259cburi s\u0131\u011fortad\u0131r. H\u0259r bir \u00f6lk\u0259d\u0259 m\u0259cburi s\u0131\u011forta obyektl\u0259ri m\u00fcxt\u0259lifdir.<\/p>\n

\u0130cbari S\u0131\u011forta B\u00fcrosu bar\u0259d\u0259- \u201c\u0130cbari s\u0131\u011fortalar haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131n\u0131n 2011-ci il 24 iyun tarixli, 165-IVQ n\u00f6mr\u0259li Qanununun t\u0259tbiqi haqq\u0131nda Az\u0259rbaycan Respublikas\u0131 Prezidentinin 2011-ci il 15 sentyabr tarixli F\u0259rman\u0131n\u0131n 3.1.12-ci b\u0259ndin\u0259 m\u00fcvafiq olaraq Az\u0259rbaycan Respublikas\u0131 Maliyy\u0259 Nazirliyinin D\u00f6vl\u0259t S\u0131\u011forta N\u0259zar\u0259ti Xidm\u0259ti t\u0259r\u0259find\u0259n 19.10.2011-ci il tarixd\u0259 \u0130cbari S\u0131\u011forta B\u00fcrosunun t\u0259sis iclas\u0131 \u00e7a\u011f\u0131r\u0131lm\u0131\u015fd\u0131r. B\u00fcronun t\u0259sis iclas\u0131na \u201c\u0130cbari s\u0131\u011fortalar haqq\u0131nda\u201d qanunun 28.3-c\u00fc madd\u0259sind\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015f i\u015ftirak haqq\u0131n\u0131 v\u0259 30.1.1-ci madd\u0259sind\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015f t\u0259minat depozitini \u00f6d\u0259y\u0259c\u0259yi halda m\u0259cmu kapital\u0131 qanunvericilikl\u0259 m\u00fc\u0259yy\u0259n edilmi\u015f t\u0259l\u0259bl\u0259r\u0259 uy\u011fun g\u0259l\u0259n s\u0131\u011forta\u00e7\u0131lar \u00e7a\u011f\u0131r\u0131lm\u0131\u015flar.<\/p>\n

B\u00fcronun t\u0259sis iclas\u0131nda a\u015fa\u011f\u0131dak\u0131 m\u0259s\u0259l\u0259l\u0259r bar\u0259d\u0259 q\u0259rarlar q\u0259bul edilmi\u015fdir:<\/p>\n

\n
• B\u00fcronun t\u0259sis edilm\u0259si;<\/li>\n
• B\u00fcronun nizamnam\u0259sinin t\u0259sdiq olunmas\u0131;<\/li>\n
• B\u00fcronun f\u0259aliyy\u0259t\u0259 ba\u015flamas\u0131 \u00fc\u00e7\u00fcn t\u0259\u015fkilati i\u015fl\u0259rin h\u0259yata ke\u00e7irilm\u0259si, o c\u00fcml\u0259d\u0259n\u00a0B\u00fcronun d\u00f6vl\u0259t qeydiyyat\u0131na al\u0131nmas\u0131 m\u0259qs\u0259dil\u0259 m\u00fcv\u0259qq\u0259ti inzibat\u00e7\u0131n\u0131n se\u00e7ilm\u0259si.<\/li>\n<\/ul>\n

  <\/p>\n

  \u201c\u0130cbari S\u0131\u011forta B\u00fcrosu\u201d Az\u0259rbaycan Respublikas\u0131 \u018fdliyy\u0259 Nazirlyind\u0259 2011-ci il 29 noyabr tarixd\u0259 d\u00f6vl\u0259t qeydiyyat\u0131na al\u0131nm\u0131\u015fd\u0131r. (\u015f\u0259had\u0259tnam\u0259 N1111-Q38-3003)<\/p>\n

  \u0130cbari S\u0131\u011forta B\u00fcrosunun i\u015ftirak\u00e7\u0131lar\u0131 a\u015fa\u011f\u0131da g\u00f6st\u0259ril\u0259n icbari s\u0131\u011forta n\u00f6vl\u0259rini h\u0259yata ke\u00e7ir\u0259 bil\u0259rl\u0259r:<\/p>\n

  \n
  • Da\u015f\u0131nmaz \u0259mlak\u0131n icbari s\u0131\u011fortas\u0131<\/li>\n
  • Avton\u0259qliyyat vasit\u0259si sahibl\u0259rinin m\u00fclki m\u0259suliyy\u0259tinin icbari s\u0131\u011fortas\u0131<\/li>\n
  • Da\u015f\u0131nmaz \u0259mlak\u0131n istismar\u0131 il\u0259 ba\u011fl\u0131 m\u00fclki m\u0259suliyy\u0259tinin icbari s\u0131\u011fortas\u0131<\/li>\n
  • S\u0259rni\u015finl\u0259rin icbari f\u0259rdi q\u0259za s\u0131\u011fortas\u0131<\/li>\n
  • \u0130stehsalatda b\u0259db\u0259xt hadis\u0259l\u0259r v\u0259 pe\u015f\u0259 x\u0259st\u0259likl\u0259ri n\u0259tic\u0259sind\u0259 pe\u015f\u0259 \u0259m\u0259k qabiliyy\u0259tinin itirilm\u0259si hallar\u0131ndan icbari s\u0131\u011forta<\/li>\n<\/ul>\n

    \u0130\u015ftirak\u00e7\u0131 s\u0131\u011forta\u00e7\u0131 il\u0259 B\u00fcro aras\u0131ndak\u0131 qar\u015f\u0131l\u0131ql\u0131 m\u00fcnasib\u0259tl\u0259r, o c\u00fcml\u0259d\u0259n s\u0131\u011forta\u00e7\u0131n\u0131n B\u00fcronun f\u0259aliyy\u0259tind\u0259ki i\u015ftirak\u0131, onun qar\u015f\u0131s\u0131ndak\u0131 hesabatl\u0131l\u0131\u011f\u0131, m\u0259lumatlar\u0131n t\u0259qdim edilm\u0259si v\u0259 dig\u0259r m\u0259s\u0259l\u0259l\u0259r B\u00fcronun nizamnam\u0259sind\u0259 n\u0259z\u0259rd\u0259 tutulur.<\/p>\n

     <\/p>\n

    S\u0131\u011forta \u00fczr\u0259 ekspert-h\u00fcquq\u015f\u00fcnas<\/strong><\/em><\/span><\/p>\n

    \u00a0\u0130lkin \u0130brahimov.<\/strong><\/em><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

    \u00dcmumilikd\u0259 \u00f6lk\u0259mizd\u0259 S\u0131\u011fortal\u0131 il\u0259 s\u0131\u011forta\u00e7\u0131 aras\u0131ndak\u0131 m\u00fcnasib\u0259tl\u0259ri t\u0259nziml\u0259y\u0259n\u00a0 n\u0259zar\u0259t qurumu Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131d\u0131r. Az\u0259rbaycan Respublikas\u0131 Prezidentinin 3 fevral 2016-c\u0131 il tarixli, 760 n\u00f6mr\u0259li F\u0259rman\u0131na uy\u011fun olaraq, qiym\u0259tli ka\u011f\u0131zlar bazar\u0131, investisiya fondlar\u0131, s\u0131\u011forta, kredit t\u0259\u015fkilatlar\u0131 (bank, bank olmayan kredit t\u0259\u015fkilatlar\u0131 v\u0259 po\u00e7t rabit\u0259sinin operatoru) v\u0259 \u00f6d\u0259ni\u015f sisteml\u0259ri f\u0259aliyy\u0259tinin lisenziyala\u015fd\u0131r\u0131lmas\u0131, t\u0259nziml\u0259nm\u0259si v\u0259 n\u0259zar\u0259ti, habel\u0259 cinay\u0259t yolu […]<\/p>\n","protected":false},"author":3,"featured_media":2709,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1220],"tags":[],"class_list":["post-2705","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-avtosigorta"],"_links":{"self":[{"href":"https:\/\/avtoreyd.az\/wp-json\/wp\/v2\/posts\/2705","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/avtoreyd.az\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/avtoreyd.az\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/avtoreyd.az\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/avtoreyd.az\/wp-json\/wp\/v2\/comments?post=2705"}],"version-history":[{"count":0,"href":"https:\/\/avtoreyd.az\/wp-json\/wp\/v2\/posts\/2705\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/avtoreyd.az\/wp-json\/wp\/v2\/media\/2709"}],"wp:attachment":[{"href":"https:\/\/avtoreyd.az\/wp-json\/wp\/v2\/media?parent=2705"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/avtoreyd.az\/wp-json\/wp\/v2\/categories?post=2705"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/avtoreyd.az\/wp-json\/wp\/v2\/tags?post=2705"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}